Sound Financial Management is the Operator and Copyright Holder respectively of this website ("the Site"). Sound Financial Management uses technology to collect information about the use of the Site in order to improve your experience when you browse the Site.
Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
Cookies that we use
Analytical/Performance Cookies – these Cookies collect information in an anonymous form about how visitors use our Site. They allow us to recognise and count the number of visitors and to see how visitors move around the site when they are using it.
Cookies used by our service providers
Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:
(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome);
(b) https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences (Firefox);
(c) https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);
(e) https://support.apple.com/kb/PH21411 (Safari).
You should note that by deleting or blocking Cookies, the Site may not function correctly and you may not be able to access certain areas. This Site uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics sets a number of Cookies (default is 4) in order to evaluate your use of the Site and compile reports for us on activity on the site.
Google stores the information collected by the Cookie on servers in the United States. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on behalf of Google. Google will not associate your IP address with any other data held by Google.
Google Inc are members of the US Safe Harbour Scheme. This scheme allows the transfer of data from within the EEA to countries that are outside of the EEA without having to enter into a specific data transfer agreement. Companies that sign up to the scheme are deemed to provide adequate protection for personal data transmitted from Europe. The Google Inc registration is at